Secured Loans offer a smart way to obtain money at competitive rates.
Please contact us to discuss loan options.
|Share Secured Loan||APR**|
|Uses Savings as Security - rate is 5%||5%|
|Maximum term is 60 months|
|With Member Rewards** (maximum 3/4%)|
|Certificate Secured Loan||APR**|
|Certificates are pledged. Upon maturation of certificate, it must be renewed or the loan paid in full. Member Rewards available**||3% above certificate rate|
|Maximum term is 24 months|
|Checking Overdraft Protection||APR**|
*Annual Percentage Rate
** Member Rewards Discounts are offered to members to reduce the interest rate up to a total of 3/4% on selected loan programs. A reduction of 1/4% will be given for each of the following services to a maximum discount of 3/4%.
- Member has a share draft checking account with direct deposit or payroll deduction.
- Member has a combined balance of $3,000.00 or more through any combination of accounts.
- Auto Transfer, ACH or Payroll Deduction
Note: Applications received from non-members cannot be processed. Please contact the credit union for eligibility requirements.