Secured Loans offer a smart way to obtain money at competitive rates.
Please contact us to discuss loan options.
| Share Secured Loan | APR** |
| Uses Savings as Security - rate is 5% | 5% |
| Maximum term is 60 months | |
| With Member Rewards** (maximum 3/4%) | |
| Certificate Secured Loan | APR** |
| Certificates are pledged. Upon maturation of certificate, it must be renewed or the loan paid in full. Member Rewards available** | 3% above certificate rate |
| Maximum term is 24 months | |
| Checking Overdraft Protection | APR** |
| Share Secured | 12% |
| Unsecured | 18% |
| Maximum amount | $2,500 |
*Annual Percentage Rate
** Member Rewards Discounts are offered to members to reduce the interest rate up to a total of 3/4% on selected loan programs. A reduction of 1/4% will be given for each of the following services to a maximum discount of 3/4%.
- Member has a share draft checking account with direct deposit or payroll deduction.
- Member has a combined balance of $3,000.00 or more through any combination of accounts.
- Auto Transfer, ACH or Payroll Deduction
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Note: Applications received from non-members cannot be processed. Please contact the credit union for eligibility requirements. |