Bashas' Associates Federal Credit Union offers great automobile loans.
Our Automobile Loans offer a smart way to obtain money at competitive rates. Please contact us to discuss loan options. *Rates quoted are for Isaac Score 725 and up - your rate will be determined by your Isaac Score.
| New Auto Terms | APR** |
| 0-36 Months | 1.99% |
| 37 to 48 Months | 3.04% |
| 49 to 60 Months | 3.14% |
| 61 to 72 Months min $20,000 | 3.44% |
| 73 to 84 Months min $30,000 | 3.95% |
| See chart below for *LTV Financing Percentages of Invoice (2012 AND Newer,not previously titled or under 15,000 miles, considered new) | For Our Online Application Click Here |
| Used Auto Terms | APR** |
| 0-36 Months --(2003 and older--max 36 Months) | 1.99% |
| 37 to 48 Months --max term on model years 2004-2008 | 3.04% |
| 49 to 60 Months -- max term on Model years 2009 -2010 | 3.14% |
| 61 to 72 Months -- max term on Model years 2011 and newer --Min. amount $20,000 | 3.44% |
| 73-84 Months -- max term on Model years 2011 and newer --Min. amount $30,000 | 3.95% |
| See chart below for *LTV Financing Percentages of KBB Lending Value. No salvaged or restored vehicles. | For Our Online Application Click Here |
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* Advance based on Invoice for New or Kelley Blue Book Lending Value for Used. (Includes title, tax, license, warranty, etc.)
**APR (Annual Percentage Rate) is determined by Risk Based Lending Rate. This means your rate starts at the percentages given but can increase due to your credit profile and other underwriting factors (based on your credit report), which is reported by the Credit Bureau Agencies. |